Adam Cockerham Chartered Financial Planner

William Dixon & Associates Ltd

Book a fee free initial consultation with no obligation

Down to earth, friendly and jargon free session where you control the pace

Services

Protection

Having advised clients on their protection needs and subsequently helped them with numerous claims, I am passionate about ensuring you and your loved ones are protected from loss of life, critical illness or long term sickness.

Investments & Pensions

Whether you’re just starting a long term savings plan, or need existing assets reviewed, I am here to ensure you are making the most of your financial situation.

Commercial

Helping your business plan its finances tax efficiently, protecting shareholders from loss of a business partner, providing employee insurance benefits or investing corporate capital for long term growth objectives.

Retirement Planning

Are you saving up for retirement and need a plan, or are you nearing retirement and want to start accessing your provisions? Are you gradually phasing into retirement? I can help create, implement and monitor your income plan

Tax Efficient Planning

Worried about how your estate will be treated on death? Looking to draw an income from your assets? Are you wondering how you could legitimately manage your tax liabilities? These are all questions I can help answer.

Inheritance Tax Planning

Worried about how your estate will be treated on death? Looking to draw an income from your assets? Are you wondering how you could legitimately manage your tax liabilities? These are all questions I can help answer.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

What can you Expect?

The Client Journey

How do we start?

We can arrange a no-obligation first meeting, at no cost to you. We will discuss what it is you are trying to achieve, and what your current circumstances are. I can then tell you all about how I work and help my clients, as well as how I’m remunerated. You can then make an informed decision about whether you’d like to work with me.

How do we proceed?

We can then discuss what it is you’re trying to achieve and what your financial plans are for the future. We can get a detailed understanding of your sentiments, preferences and attitude towards risk.

How will this help me?

With a firm understanding of what your goals are, and what’s suitable for you as an individual, I’m able to go away and work on your financial plan. I will undertake a detailed appraisal of your current situation, assets and goals, and return with my advice on a suitable way forward. If you want to proceed, then I can go away and make it happen for you.

How will you help keep me on track?

I keep in very regular contact with all my clients, and conduct appraisals at least annually to ensure your plan remains fit for purpose amongst an ever-changing landscape.

Highly Qualified

Being both a Chartered Financial Planner, and Fellow of The Personal Finance Society, I am proudly amongst the most qualified Financial Advisers in the UK. I have also completed the PIMFA ESG academy and have significant experience with Ethical and Sustainable investments. This provides peace of mind that I have gone above and beyond the minimum requirements, through many rigorous examinations and industry experience, to ensure that your financial matters are dealt with by a highly qualified professional.

Fellow of The Personal Finance Society

Financial Planner Life Podcast

Chartered Financial Planner Status – The ‘Gold Standard’ in Financial Advice.

Reviews

Nothing is more valuable to me than the satisfaction of my clients, and the relationships we build. The fact that my clients are pleased with my work and are happy to leave me reviews, and refer their friends and family to me is the biggest reward of all.

I.c Whittard
I.c Whittard
2023-08-22
Just Started working with Adam and we were very impressed with his honest and open advice. We are very happy and looking forward to working with Adam for the foreseeable future.
Simone Foots
Simone Foots
2023-07-17
I wouldn’t hesitate in recommending Adam as your financial advisor - everything is explained clearly and concisely and for me - in a way in which I understand. I finally feel like all of those financials matters that I have been putting off have been dealt with smoothly, swiftly and that my investments will be looked after professionally and are in safe hands.
Suhale Vorajee
Suhale Vorajee
2023-03-02
Adam is a consummate professional. Very easy to talk to, always helpful and very responsive. Highly recommend.
David Durling
David Durling
2022-10-14
Spoke with Adam recently, for some advice. Extremely helpful and easy to speak with. Very open and concise when explaining various pension options and possible pitfalls. Thank you, Adam.
Derek Evans
Derek Evans
2022-08-26
This man works so hard, he does a lot more than I would expect. He is able to explain the financial working so I that I can understand and I genuinely believe he is doing the best thing for me.
Jo Bridel
Jo Bridel
2022-08-01
Adam has a very flexible approach and was interested in how I wanted my investments to work for me. In my case, it was mainly to shield my investments from inheritance tax and a double bonus was that I was able to save on income tax as well. He makes an effort to get to know his clients and what makes you tick. Highly recommended.
Amba Mistry Roderick
Amba Mistry Roderick
2022-07-17
Professional, friendly and no-pressure approach. I felt comfortable discussing my finances with Adam.
Stephen Manson
Stephen Manson
2022-07-04
Adam has looked after my pension arrangements for the last few years and helped restructure my pensions. My previous advisor had not been able to continue advising me and Adam stopped me making a potentially damaging transfer. He is very personable and takes a great interest in you as an individual. I have been very happy with the investment service he has provided.
Becky Lowe
Becky Lowe
2022-06-28
Adam has been supporting me for just under a year now on both private pension and other investments. Wherever your location Adam can support you as we have had a mix of virtual meetings and face to face. Adam stands out from other advisors due to the time he dedicates to his clients. He’s incredibly responsive and really makes an effort to understand your individual needs, appetite to risk etc. Adam’s also not afraid to challenge where appropriate which I have really valued. When the market is a bit volatile it’s easy to lose sight of your long term strategy for short term security. He takes on board your concerns but is not afraid to push back if he thinks your decision will adversely affect your long term plans.
Michael Pillinger
Michael Pillinger
2022-05-16
Thanks so much for all your help! Extremely professional and thorough! Communication is always brilliant! Thanks!

Please visit my Google listing to read some testimonials from people I’ve worked with.

Post List #1

2018: the half year report

Adam CockerhamAug 7, 20185 min read
2018: the half year report

The first half of 2018 had no shortage of political tussles and diplomatic standoffs to deliberate on. Here, we consider some of the big economic…

The gender pension gap

Adam CockerhamAug 7, 20183 min read
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If you overheard a conversation about the gender gap, you might automatically think about it in terms of pay, given the relatively recent requirement for…

Long-term investors needn’t fear volatility

Adam CockerhamAug 7, 20183 min read
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You may have read in the press that markets have been particularly volatile in 2018. But what does this mean for your investments? While stories…

Advice matters – whatever stage in life you’re at

Adam CockerhamAug 7, 20183 min read
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The financial products and services we need to navigate through life will change with our circumstances. In the early years, our financial needs are likely…

Are you thinking of downsizing?

Adam CockerhamAug 7, 20182 min read
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According to a survey by Lloyds Bank, 45 per cent of empty nesters have no plans to downsize, despite the potential windfall moving to a…

Thematic Portfolio Diversification

Adam CockerhamJul 16, 20181 min read
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Interesting theory in the Investors Chronicle. It argues that thematic portfolio diversity (investing across themes) can be just as, if not more, important during times…