Retirement Planning

Lets Work Together

Helping you successfully build on your finances for retirement, then helping you safely take it back out again, for an enjoyable and sustainable retirement

Whether you’re looking to accumulate for the future, or take an income and begin your retired life, the decisions you make can have a profound effect on the longevity and effectiveness of your money. I work closely with my clients to appraise existing savings pots, assess suitable extraction rates based on the individual tax positions, existing assets and income needs.

Gone are the days when an arbitrary percentage is used to determine how much you can take safely from your savings. The pensions freedoms introduced in 2015 overhauled the pension world, and we are now given much more choice on how we derive our income in retirement, and what we do with our money.

I have some fantastic technology at my disposal to stress-test outcomes and discuss a variety of scenarios to help you build an idea of what you can expect in retirement. We then reassess on an annual basis to make sure you stay on track and make any tweaks where necessary.

Important Notices

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.